Insurance Programs
Every business needs to safeguard itself against the worst-case scenarios. Conifer’s property & casualty insurance products address the core risks that businesses of all sizes commonly face.
Conifer Insurance Services provides customized insurance products for industry groups underserved by large national and international insurance companies. Working with your independent agent, we can offer a bespoke commercial package policy to fit your business needs.

Cannabis Essentials
Introduced in 2015, our cannabis essentials program offers products that are uniquely designed to fulfill the special insurance needs of the cannabis industry.

Food & Beverage
For more than 30 years, the team at Conifer has provided insurance solutions for bars & taverns, restaurants, private clubs and other food and beverage industry classes.

Mainstreet
Our mainstreet program is tailored to meet the unique needs of hospitality businesses that fall outside of our traditional food and beverage profile.
Tailored insurance products delivered with exceptional customer service.

Liquor Liability
As the cornerstone product, Conifer Insurance Services has been a leader in liquor liability coverage supported by over three decades of industry experience and claims expertise.

Workers’ Compensation
Workers’ Compensation is available in Michigan as a stand-alone wholesale product.
Tailored insurance products delivered with exceptional customer service.

Cannabis Select
The Cannabis Select Program provides large-scale operators and MSO’s with an extensive selection of robust coverage options and high-limit capacity.