Liquor Liability Insurance Program
Your Liquor Liability Business Insurance Solution
Providing liquor liability coverage to business owners is the conversion of Conifer. With over three decades of experience, our liquor liability program is designed for license holders seeking moonlike liquor liability insurance.
Coverage
Associations
Downloads
Coverage
A- Rated Package Information
- Policy Limits – up to $1M/$2M
- Assault & Battery – up to $1M
- 100% Liquor Receipts Acceptable
- Additional Insured Available
- Premiums Based On:
- Annual Liquor Receipts
- Risk Type
- No Deductible
Optional Coverages
- Competitive & stable pricing
- Coverage starting at $50,000
- Coverage for new ventures considered
- Specialized claims team with decades of liability claims
* Underlying policy required
Associations
MIRA is a multi-state trade association representing thousands of retailers operating in Michigan, Ohio and surrounding states. Our members include independent supermarkets, convenience stores, petroleum retailers, service stations, and specialty food markets.
Midwest Independent Retailer Association
Downloads
Ready to have your business covered?
Questions About Liquor Liability Insurance
Conifer will consider standalone liquor liability coverage in Michigan and Illinois at this time.
Liquor liability insurance is a type of coverage that protects businesses that sell or serve alcoholic beverages from potential legal claims arising from the actions of intoxicated patrons. This insurance can cover legal fees, settlements, and other related costs.
Liquor liability insurance typically covers legal expenses related to claims arising from injuries, property damage, or other incidents caused by an intoxicated person who was served alcohol on the premises. Coverage may include defense costs, settlements, and court-ordered judgments.
The requirement for liquor liability insurance varies by jurisdiction. Some states or local governments may mandate this coverage for businesses that sell or serve alcohol. It’s essential to check and comply with local regulations to determine if liquor liability insurance is required.
Dram Shop laws hold businesses that sell or serve alcohol responsible for any harm caused by a patron who was served alcohol illegally or irresponsibly. Liquor liability insurance often covers claims related to Dram Shop liability.
