Workers' Compensation Insurance Program
Your Workers’ Compensation Insurance Solution
Conifer offers Workers’ Compensation Insurance as a standalone program that is focused on well managed small to mid-sized main street risks. We support our customers with loss prevention services and proactive claims/medical management to help injured workers recover from their injuries. Together, these services mitigate loss exposures and help keep premium costs down.
PRODUCT HIGHLIGHTS
- A.M. Best A- Rated Carrier Partner
- Exclusive Market for Cannabis Risks
- Employer’s Liability Limits
- Up to $1M/$1M/$1M
- Merit/Experience Modification Deviation
- Multiple Payment Options
- Dispensaries / Provisioning Centers
- Cultivators / Grows
- Product Manufacturers
- Lounges / On-Site Consumption
- Lab / Safety Compliance
- Extraction Companies
- Microbusinesses
- Transporters
- Processors
- Bars & Taverns
- Wine Bars & Bistros
- Restaurants
- Fraternal Organizations
- Beer, Wine & Liquor Stores
- Convenience Stores
- Juice & Smoothie Bars
- Coffee & Donut Shops
- Bagel Shops, Cafes & Bakeries
- Ice Cream Parlors
- Tobacco Stores
- Vape Shops
- Cigar Stores & Lounges
- Convenience Stores
SUBMISSION REQUIREMENTS
Completed applications, supplemental forms, and loss runs can be sent to WorkComp@ConiferInsurance.com
The MICIA is the leading voice for Michigan’s legal cannabis businesses. The MICIA advocates for responsible and successful medical and adult use cannabis industry by promoting sensible laws and regulations and industry best practices among members.
Michigan Cannabis Industry Association
MIRA is a multi-state trade association representing thousands of retailers operating in Michigan, Ohio and surrounding states. Our members include independent supermarkets, convenience stores, petroleum retailers, service stations, and specialty food markets.
Ready to have your business covered?
Questions About Worker's Compensation Insurance
Workers’ compensation is a form of insurance that provides medical benefits and wage replacement to employees who are injured or become ill as a result of their job.
Most employees are eligible for workers’ compensation benefits. This includes full-time and part-time workers, as well as temporary and seasonal employees. Independent contractors are usually not covered.
Report your injury or illness to your employer as soon as possible. In many cases, there is a specific form to complete. Make sure to provide all relevant details about the incident and seek medical attention promptly.
Workers’ compensation typically covers a range of injuries and illnesses, including those caused by accidents, repetitive motion and occupational diseases.
In some cases, you may be required to see a doctor approved by your employer’s workers’ compensation insurance. However, rules can vary by jurisdiction, and you may have the right to choose your own doctor in certain situations.
