Mainstreet Insurance Program
Your Mainstreet Business Insurance Solution
Our Mainstreet Program is tailored to meet the unique needs of hospitality businesses that fall outside of our traditional food and beverage profile. The program offers business owners a competitive and comprehensive package of coverage options.
LIABILITY
- General Liability
- Product Liability*
- Liquor Liability
- Cyber Liability
PROPERTY
- Buildings
- Business Income
- Business Personal Property
- Improvements & Betterments
- Equipment Breakdown
- Property Enhancement Endorsement
COMMERCIAL AUTO
- Hired & Non-Owned Auto
LESSORS RISK ONLY
- Available if tenant coverage has or will be placed with Conifer
* Product Liability is not available for tobacco, vape or cigar risks
- Tobacco Stores
- Vape Shops
- Smoke Shops
- Cigar Stores
- Cigar Lounges
- Hookah Lounges
- Retail Convenience Stores
SUBMISSION REQUIREMENTS
- Acords or Competitor Applications
- Loss Runs
Completed applications and loss runs can be sent to CommercialLines@ConiferInsurance.com
MIRA is a multi-state trade association representing thousands of retailers operating in Michigan, Ohio and surrounding states. Our members include independent supermarkets, convenience stores, petroleum retailers, service stations, and specialty food markets.
Ready to have your business covered?
Questions About Mainstreet Insurance
The program offers a comprehensive range of coverage options, including:
- Liability Coverage: General Liability, Product Liability (not available for tobacco, vape, or cigar risks), Liquor Liability, and Cyber Liability.
- Property Coverage: Buildings, Business Income, Business Personal Property, Improvements & Betterments, Equipment Breakdown, and Property Enhancement Endorsement.
- Commercial Auto Coverage: Hired & Non-Owned Auto.
- Lessors Risk Only (if tenant coverage is placed with Conifer).