Conifer Insurance Services

Mainstreet Insurance Program

Your Mainstreet Business Insurance Solution​ 

Our Mainstreet Program is tailored to meet the unique needs of hospitality businesses that fall outside of our traditional food and beverage profile. The program offers business owners a competitive and comprehensive package of coverage options. 

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Questions About Mainstreet Insurance

The Mainstreet Program is tailored for hospitality businesses such as tobacco stores, vape shops, smoke shops, cigar stores, cigar lounges, hookah lounges, and retail convenience stores.

The program offers a comprehensive range of coverage options, including:

  • Liability Coverage: General Liability, Product Liability (not available for tobacco, vape, or cigar risks), Liquor Liability, and Cyber Liability.
  • Property Coverage: Buildings, Business Income, Business Personal Property, Improvements & Betterments, Equipment Breakdown, and Property Enhancement Endorsement.
  • Commercial Auto Coverage: Hired & Non-Owned Auto.
  • Lessors Risk Only (if tenant coverage is placed with Conifer).
Yes, Product Liability is not available for tobacco, vape, or cigar businesses under the Mainstreet Program.
The carrier has an A.M. Best rating of A- (Excellent), which signifies a strong and reliable financial standing.
The availability of the Mainstreet Program may vary by state, so it is recommended to check with Conifer Insurance Services for specific state coverage options.

Don’t see your product listed? Don’t worry, our experienced agents may still be able to tailor a policy for your specific needs.